One account for you and your business. Send and receive across Africa, exchange currencies at great rates, pay bills, buy airtime and data, book flights and spend online with virtual cards.
Good morningAda OkaforCenda Tag@adaokafor 
Kwame Mensah@kwamem · Bank ••• 2291
You sendThey receive ₵0.00
₵0.00 to Kwame Mensah
Keep the app open. This usually takes a few seconds.
₵0.00 to Kwame Mensah
Ada OkaforCenda Tag@adaokaforVerified · Tier 2Cenda · Move Money. Move Business.
Cenda app · interactive preview Swipe the cards, try the tabs, send money. Sample data and example rates.
What you can do with Cenda
For your own money and your business, across Africa and beyond.
Pay suppliers, get paid by clients and send money to family in other countries. Follow every payment until it arrives.
Get early accessNaira, cedis, rand, CFA francs, dollars, pounds and euros in one account, plus digital dollars on personal accounts. You always see the rate and the exact amount before you confirm.
Get early accessNGN
USDInvoices, payment links and bulk payouts in one dashboard. Team roles and approvals keep every payment accountable.
Join as a business
Adaeze O. · NGN₦850,000.00
Thabo M. · ZARR18,400.00Kwame A. · GHS₵9,200.00Pay electricity, TV and internet. Top up airtime and data for yourself or your whole team in bulk. Spend online with virtual cards.
Get early accessData abroad in minutes. No roaming bills.
Keep money in US dollar value (USDC) next to your other balances.
Subscriptions and online spend, with a card per team.
Search, book and pay for flights from any balance.
More countries and services as we grow.
Services roll out in stages. Availability varies by country and is subject to partner and regulatory approval.
Personal & Business
For freelancers, remote workers, students, travellers and families across borders.
For SMEs, importers, traders, agencies and finance teams.
Cenda Business
One payment platform for the way your business works: simple, secure and ready to scale.
Share a payment link, send an invoice or add checkout to your website, and see every payment land in your balance.
Pay salaries, vendors and refunds in bulk from one file, with approval before any money moves.
Pay suppliers in other countries from any of your balances, at a rate you see before you pay.
Give each person the access they need. Payments wait for an approver, and every action is on record.
Top up airtime and data for your whole team in one go, and pay business bills from the same account.
API keys and webhooks let your own software create payments and hear about them straight away.
How it works
Join today and we'll invite you as soon as Cenda is ready for you.
Tell us if you're joining for yourself or your business. It takes a few seconds.
We'll email you when your account is ready. Waitlist members get in first.
Send, receive, exchange and pay bills from one account, on your phone or the web.
Waitlist members get access first, for personal and business accounts.
We only use your email to tell you about Cenda.
